Salary & HR
The gap between a cost-to-company figure and money in your account is made of statutory deductions, and those deductions are where offers stop being comparable. These tools take an offer apart into the components that vary and the ones that do not.
Payroll
Take-Home Pay CalculatorTake-home pay per paycheck from a gross salary, with federal tax, FICA and state tax separated. FICA is the part people forget, and it is charged from the first dollar with no deduction in front of it.Hourly Paycheck CalculatorHourly pay to take-home, with overtime above forty hours a week at one and a half times and federal tax and FICA taken out. Working more hours than you are paid overtime for is the most common quiet loss.Salaried Paycheck CalculatorA salaried paycheck broken into its lines: gross for the period, federal tax, Social Security, Medicare, state tax and net. The same annual arithmetic, expressed per pay period.Overtime Pay CalculatorOvertime pay computed from the regular rate rather than the contract rate. A non-discretionary bonus has to be folded into the rate before the multiplier applies, and leaving it out is the most common underpayment there is.Holiday & Double-Time Pay CalculatorPay for a holiday or weekend shift at whatever premium your employer offers. Federal law requires no premium at all for holidays, so the multiplier here is a term of your contract rather than a statutory figure.Employer Payroll Cost CalculatorWhat an employee actually costs, which is well above the salary. Payroll tax, benefits and fixed per-head costs typically add a quarter to a third on top.
Statutory
FICA Tax CalculatorSocial Security and Medicare on wages, with the employer share alongside. Three separate taxes wearing one name, and only one of them stops at a ceiling.Self-Employment Tax CalculatorSelf-employment tax on business profit, charging both halves of Social Security and Medicare. The 92.35% factor is not arbitrary: it removes the employer share from the base so a sole trader is taxed like an employee rather than worse.Severance Pay CalculatorSeverance, notice pay and statutory gratuity on separation. Severance weeks are a matter of policy or negotiation; gratuity in India is statutory and needs five completed years.Unemployment Benefit EstimatorA weekly unemployment benefit estimate. Every state sets its own formula, replacement rate and maximum, so all three are inputs rather than assumptions, and the maximum is what usually binds.Minimum Wage CalculatorAnnual and monthly earnings at a minimum wage, including the tipped case where a lower cash wage is topped up by tips. If tips fall short, the employer has to make up the difference.
Allowances
Equity
ESOP Value CalculatorWhat a stock option grant is currently worth, split into what has vested and what has not, and what remains after the cost of exercising and the tax. The headline number in an offer letter is almost always the fully vested pre-tax figure, which is the least useful of the four.RSU Vesting & Tax CalculatorRSU taxation at both events. Vesting is a salary perquisite taxed at slab whether or not you sell, and only the gain after vesting is a capital gain.Stock Option Exercise & AMT CalculatorWhat exercising incentive stock options costs, including the AMT that catches people who exercise and hold. The spread is invisible to regular tax and fully visible to the AMT, which is why a bill arrives for shares that were never sold.
Career
Job Offer Comparison CalculatorTwo offers compared on what actually lands, after tax and after the costs each job creates. A larger headline number can lose to a smaller one once a commute is priced in.Cost of Living Adjustment CalculatorWhat a salary needs to be in a more or less expensive city to leave you equally well off, and whether the offer clears it. Index numbers are relative, so only the ratio matters.1099 vs W-2 CalculatorWhat a contract rate has to be to match a salary. A contractor pays both halves of payroll tax and buys their own benefits, so the same money is worth substantially less.Salary Percentile CalculatorWhere a salary sits in a distribution, with the median and mean side by side. Salary distributions are right-skewed, so the mean is always above the median and quoting it flatters.
Freelance
Freelance Hourly Rate CalculatorThe rate a freelancer has to charge to reach a target income, once unbillable time, expenses and tax are counted. It usually lands far above the equivalent salaried hourly rate, and it should.Day Rate to Salary CalculatorA contractor day rate expressed as the salary it is really worth. Billable days and the benefits a salary carries are what make the two comparable, and both work against the headline rate.
HR
Full-Time Equivalent (FTE) CalculatorHeadcount converted to full-time equivalents. Headcount counts people; FTE counts capacity, and part-time teams differ substantially between the two.PTO Accrual CalculatorLeave accrued, taken and at risk of being lost to a carry-over cap. Taking leave before it has accrued is borrowing against time not yet worked, which becomes a deduction if you leave mid-year.
More
Salary to Hourly CalculatorSalary converted to an hourly rate, with the effect of unpaid overtime made explicit. The rate falls the longer you work, which is exactly what a salary hides.Hourly to Salary CalculatorHourly pay as an annual salary, with unpaid time priced. An hourly worker taking four unpaid weeks earns a salary nearly eight percent below the headline conversion.Pay Frequency ConverterOne pay figure expressed at every frequency. Twice a month is 24 payments and every two weeks is 26, so the two are not interchangeable however similar they sound.