This is what the calculation gives for the numbers you entered. It is an estimate, not advice, and it knows nothing about your situation beyond those numbers. Rules for United States change on a published schedule; the effective date is shown on every rule-based tool.
How this is calculated
Hours up to forty are paid at the rate; hours beyond it attract a premium of half the rate again under federal law. The weekly gross is annualised, run through the standard deduction and the bracket table for federal tax, and charged FICA on the whole of it. State tax is a rate you enter.
Worked examples
Each of these is asserted on every build. If a change to the engine ever moved one of these answers, the build would fail before the page could print it.
forty hours at 25 an hour
- Hourly rate
- 25
- Hours per week
- 40
- Weeks worked per year
- 52
- Filing status
- Single
- State income tax rate
- 0%
- Tax year
- Tax year 2025
Weekly take-home$844.43
arithmetic identity, with no overtime at exactly forty hours
Open this exampleforty-five hours adds an overtime premium
- Hourly rate
- 25
- Hours per week
- 45
- Weeks worked per year
- 52
- Filing status
- Single
- State income tax rate
- 0%
- Tax year
- Tax year 2025
Weekly take-home$995.09
45 * 25 = 1,125 straight time plus a 62.50 premium; 62.50 * 52 = 3,250
Open this exampleMethod and limits
What it assumes
- Overtime is the federal standard of one and a half times over forty hours a week. Some states require daily overtime as well.
- The same hours are worked every week.
What it deliberately does not model
- Tipped, piece-rate and commission pay have their own regular-rate rules and are not modelled here.
- Unpaid weeks are handled by lowering the weeks worked rather than by modelling leave accrual.
Sources
Formula version 1.0.0 · definition 1.0.0 · United States · Report a problem with this calculator
Frequently asked questions
- Is overtime taxed at a higher rate?
- No. It can look that way on one paycheck, because withholding tables annualise whatever that period contained and a big week implies a big year. The annual return settles it.