This is what the calculation gives for the numbers you entered. It is an estimate, not advice, and it knows nothing about your situation beyond those numbers. Rules for India change on a published schedule; the effective date is shown on every rule-based tool.
How this is calculated
Rates are set by each state and vary from about four to eight percent, so the rate is an input. The base is the higher of the agreed price and the government valuation, which prevents an understated agreement reducing the duty. Registration is usually a smaller percentage and is frequently capped at a fixed amount, which matters a great deal on expensive property. Several states charge women buyers a lower rate, which is often worth more than any negotiation on price.
Worked examples
Each of these is asserted on every build. If a change to the engine ever moved one of these answers, the build would fail before the page could print it.
six percent with a capped registration
- Property value
- ₹80,00,000
- Stamp duty value, if higher
- ₹0
- Stamp duty rate
- 6%
- Registration charge
- 1%
- Cap on the registration charge
- ₹30,000
- Buyer is a woman
- No
- Concession for a woman buyer
- 1%
Stamp duty and registration₹5,10,000
1% would be 80,000 but the cap binds at 30,000
Open this examplea woman buyer pays one point less
- Property value
- ₹80,00,000
- Stamp duty value, if higher
- ₹0
- Stamp duty rate
- 6%
- Registration charge
- 1%
- Cap on the registration charge
- ₹30,000
- Buyer is a woman
- Yes
- Concession for a woman buyer
- 1%
Stamp duty and registration₹4,30,000
boundary: the concession worth 80,000 here
Open this examplea higher circle rate becomes the base
- Property value
- ₹80,00,000
- Stamp duty value, if higher
- ₹90,00,000
- Stamp duty rate
- 6%
- Registration charge
- 1%
- Cap on the registration charge
- ₹0
- Buyer is a woman
- No
- Concession for a woman buyer
- 1%
Stamp duty and registration₹6,30,000
degenerate case
Open this exampleMethod and limits
What it assumes
- A sale deed for residential property.
What it deliberately does not model
- Rates, caps and concessions differ by state and sometimes by municipality. Enter the ones that apply.
- GST on an under-construction property is separate and additional.
Sources
Formula version 1.0.0 · definition 1.0.0 · India · Report a problem with this calculator
Frequently asked questions
- What is the circle rate and why does it matter?
- It is the government minimum valuation for the area. Duty is charged on the higher of it and your price, so buying below circle rate does not reduce the duty and can create a tax charge on the difference.
- Is the concession for women worth using?
- Often substantially. A one point concession on a large purchase is a large sum, which is why joint registration in a woman's name is common practice in the states that offer it.