Statutory calculators
The gap between what an employer spends and what reaches your account is mostly statutory and mostly not optional. These tools separate the contributions you can see on a payslip from the ones deducted before it is drawn, which is usually the part that explains why an offer and a bank balance disagree.
Professional Tax CalculatorProfessional tax by state. It is levied by states, not the centre, and the Constitution caps it at 2,500 a year, which is why the amount is small and the rules vary so much.PF Contribution CalculatorThe monthly provident fund split, showing exactly how much of the employer's twelve percent reaches your fund and how much is diverted to the pension scheme. The two are not the same and payslips rarely separate them.ESI CalculatorEmployees State Insurance contributions from both sides, and whether the wage limit covers you at all. Crossing the limit mid-period does not end coverage immediately, which is the rule people miss.Gratuity CalculatorGratuity under the Payment of Gratuity Act: fifteen days of pay per completed year on a twenty-six day month, after five years of service. The five-year condition is a cliff, and the final year rounds only at six months.Leave Encashment CalculatorPayment for unused leave, with both divisor conventions shown. Thirty days is the common contractual figure and twenty-six the statutory one, and the gap between them is over thirteen percent on the same salary.Notice Period Buyout CalculatorThe cost of leaving before your notice period ends. Whether the contract computes it on gross salary or on basic pay changes the figure by more than half, and it is the first thing to check.Statutory Bonus CalculatorStatutory bonus under the Payment of Bonus Act, with the two separate salary limits that catch people out: one decides whether you qualify, and a much lower one decides what the bonus is computed on.Severance Pay CalculatorSeverance, notice pay and statutory gratuity on separation. Severance weeks are a matter of policy or negotiation; gratuity in India is statutory and needs five completed years.